Enter your home's assessed value to see the cost year-by-year for each override tier.
Total annual property tax (plus Board of Health fee if Question 4 fails) year by year, with the operating-override portion broken out.
The override is permanent. These are the total additional taxes you would pay over 5 and 10 years.
Override cost as a share of household income across the distribution.
Exact numbers from the Town Administrator's override presentation (April 8, 2026). Anchored to the average single-family assessed value of $1,291,507 and scaled linearly to your value. These figures include the normal 2.5% Proposition 2½ levy growth compounding on the override base during the three-year phase-in, which is why they are slightly higher than the simplified per-$1,000 rates in the April 15 presentation (e.g. $918/yr vs. $899/yr at median home for Tier 1). The 2.5% growth is state law, not a local policy choice.
Tiers are nested: Tier 2 includes Tier 1, Tier 3 includes Tiers 1 and 2. The highest passing tier sets the amount.
Year 2 and Year 3 are cumulative and permanent: each year's figure is your new total ongoing tax bill once that year's draw kicks in, not a one-time increase.
Cumulative totals assume the Year 3 rate continues unchanged. Actual future rates may differ if the town adjusts spending or if a subsequent override passes.
Median household income ($182,132) from US Census Bureau, ACS 2020–2024 5-year estimates, table B19001, for Marblehead town, Essex County, MA (FIPS 25-009-38400). 8,289 households total. Percentile positions derived from cumulative B19001 bracket counts divided by B19001_001E (total): under $50K = 16% (B19001_002E through _010E), under $75K = 23% (through _012E), under $125K = 36% (through _014E). The $200K+ bracket (B19001_017E) contains 47% of households; $250K and $400K thresholds both fall within that bracket. Raw data saved in data/acs_b19001_marblehead_2024.json.
Trash/recycling (Question 4) is not included above. You'll pay for it either way: as a levy increase (~$19/mo on a $1M home) or as a flat fee (~$23/mo per household) if Question 4 fails. See Question 4: trash funding for the full personal-cost calculator and context.
The "full tax bill" table assumes 2.5% annual Prop 2½ growth on the existing tax bill, the published override phase-in schedule, and Q4 trash levied per the Board of Health phase-in ($2,186,516 FY27 / $2,241,179 FY28 / $2,298,575 FY29 against ~$9.9B total residential assessed value). If Q4 fails, the Board of Health implements a flat $281/household curbside fee (held flat across years here; in reality it would track contract growth). Bill back-calculation from the current-bill input uses the published FY26 residential rate of $8.56/$1,000. Homeowners with senior, veteran, or blind exemptions have a higher actual assessed value than this back-calc suggests – if you know your assessed value, enter it above.
See the schools budget in detail: school line items in the budget tool.